Question of the Week

A partner visa application in Australia, buying a property and getting the mortgage right for stamp duty?

Category: Partner Visa

Question asked


I lodge my partnership visa 801 in October and I'm waiting for an outcome. Me and my partner have found a lovely house that we want to buy but if I'll be in the title, we'll have to pay more stamp duties as I'm not permanent yet.

We don't want this. The fact that I won't be on the title can be an issue? What if we buy on his name on title and mortgage, but we show to the government that we are paying the mortgage from our joint bank account?

On the title and the mortgage won't be written my name though. Would this be an issue to immigration? What should we do to buy this property on only my partner's name and not having risks of a visa refusal?

Answer provided by Migration Agent

Hello E.,

Financial aspect is the most important part of a partner visa application. You need to prove how you are sharing financial matters as a couple. To do this, you can provide joint bank statement, joint bills, and joint mortgage/lease.

There’s no problem on your visa application if the mortgage is only on your partner’s name. You can have a joint bank account which pays the mortgage amount. Also, you can have joint utility bills that are paid from a joint bank account.

Other than that do shopping grocery/ house repairs/car’s maintenance/makeup/restaurant bills/travels all from joint bank account. Deposit your earning/salary into this joint bank account.

This will be more than enough to prove a healthy relationship. In fact, most partner visa applicants do not hold a joint mortgage. But if you are renting, a joint lease is important.

Make sure to upload all of these documents in your partner visa application. You can also upload a word file in your partner visa applications attach documents section, explaining all the above financial aspects of your relationship.

Read more about it: Partner Visa

If you need further services from myself, please contact Amy at, and don’t forget to mention your question ID so that I can keep providing immigration services to you.

Connect with Migration Agents and Immigration Lawyers

75 Agents and Lawyers are currently online. View profiles and compare ratings before hiring your migration agent.

Ask-An-Agent is the trusted online marketplace connecting consumers and businesses with migration agents and immigration lawyers.

It's never been easier.

Connect with Migration Agents and Immigration Lawyers today

List of Migration Agents


Or search the Immigration Blog for the latest updates

Immigration Blog


What is the difference between choosing Ask-An-Agent over Facebook Groups or other Forums?

Facebook Groups, Blogs and Forums are a great place for meeting people although they’re still the online equivalent of an anonymous village pub.

Answers on Facebook Groups, Blogs and Forums

  • are provided by complete strangers you may not know.
  • locked in time and may be outdated.
  • may not fit your unique set of circumstances.


Information provided by unqualified strangers is unreliable. Trusting it may be harmful to you.

It is your future and we believe you deserve qualified and affordable legal advice before preparing your visa application and spending your dollars.


Know that we have got your back

Migration Agents answering your Questions within Minutes

You get qualified legal answers online, 24 hours a day and 7 days a week.

Ask your questions online from the comfort of your home. A migration agent or immigration lawyer will provide a qualified and reliable answer in writing and by email to your inbox.

Ask your Questions


Get the Ask-An-Agent app

It is fast, easy and free!



The Ask-An-Agent community

Whether you’re hiring a migration agent or post your migration questions, know that we’ve got your back every step of the way.

Trust and Safety


Migration Agent Fees


Ask-An-Agent community members are celebrating the best migration agents, immigration advisors and immigration lawyers.

Congratulations to all the 2022 Immigration Choice Awards winners.

Immigration Choice Awards 2022


Meet your Migration Agents and Immigration Lawyers

View migration agent profiles. Read reviews from other community members who have already hired a migration agent.


Quick Links:

Migration Agents in Brisbane

Migration Agents in Melbourne

Migration Agents in Perth

Migration Agents in Sydney

Or meet with an Agent near you: Find Migration Agents near me


Promotion from our Partner

Info on ads